/* HRCS India – modern site. Brand colours taken from the logo. */
:root{
  --teal:#359999; --teal-d:#1F7374; --teal-dd:#0E3B3D; --teal-l:#E3F2F1;
  --cream:#F9F7CF; --cream-l:#FDFCF1; --grey:#6E7272; --ink:#1E2A2A; --muted:#5B6767;
  --line:#E2E8E7; --white:#fff; --wa:#25D366;
  --r:18px; --r-sm:12px; --shadow:0 10px 30px -12px rgba(14,59,61,.25); --shadow-lg:0 24px 60px -20px rgba(14,59,61,.35);
  --ease:cubic-bezier(.2,.7,.2,1);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;overflow-x:clip}
body{font-family:'Inter',system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.65;font-size:16px;overflow-x:hidden}
h1,h2,h3,h4{font-family:'Poppins',system-ui,sans-serif;line-height:1.2;color:var(--teal-dd)}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
ul{list-style:none}
.container{width:min(1180px,100% - 32px);margin-inline:auto}
section{padding:90px 0;position:relative}
.sec-alt{background:var(--cream-l)}
.sec-teal{background:linear-gradient(135deg,var(--teal-dd),var(--teal-d));color:#E9F4F3}
.sec-teal h2,.sec-teal h3{color:#fff}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font:600 13px/1 'Poppins',sans-serif;letter-spacing:.12em;text-transform:uppercase;color:var(--teal);margin-bottom:14px}
.eyebrow::before{content:"";width:26px;height:2px;background:currentColor;border-radius:2px}
.sec-teal .eyebrow{color:var(--cream)}
.sec-head{max-width:720px;margin:0 auto 52px;text-align:center}
.sec-head.left{margin-left:0;text-align:left}
.sec-head h2{font-size:clamp(28px,3.6vw,42px);font-weight:700;margin-bottom:14px}
.sec-head p{color:var(--muted);font-size:17px}
.sec-teal .sec-head p{color:#CFE5E3}
.hl{color:var(--teal)}
.sec-teal .hl{color:var(--cream)}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 26px;border-radius:999px;font:600 15px/1 'Poppins',sans-serif;border:2px solid transparent;cursor:pointer;transition:.35s var(--ease);position:relative;overflow:hidden;white-space:nowrap}
.btn svg{width:18px;height:18px}
.btn-primary{background:var(--teal);color:#fff;box-shadow:0 10px 24px -10px rgba(53,153,153,.8)}
.btn-primary:hover{background:var(--teal-d);transform:translateY(-3px)}
.btn-cream{background:var(--cream);color:var(--teal-dd)}
.btn-cream:hover{background:#fff;transform:translateY(-3px)}
.btn-ghost{border-color:rgba(255,255,255,.7);color:#fff}
.btn-ghost:hover{background:#fff;color:var(--teal-dd)}
.btn-outline{border-color:var(--teal);color:var(--teal-d)}
.btn-outline:hover{background:var(--teal);color:#fff}

.btn::after{content:"";position:absolute;inset:0;background:linear-gradient(120deg,transparent 30%,rgba(255,255,255,.35),transparent 70%);transform:translateX(-120%);transition:.7s}
.btn:hover::after{transform:translateX(120%)}
.btn-row{display:flex;flex-wrap:wrap;gap:14px}

/* Top strip + header */
.topbar{background:var(--teal-dd);color:#CFE5E3;font-size:13.5px}
.topbar .container{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:8px 0;flex-wrap:wrap}
.topbar a{display:inline-flex;align-items:center;gap:6px}
.topbar a:hover{color:var(--cream)}
.topbar svg{width:15px;height:15px}
.topbar .tb-left,.topbar .tb-right{display:flex;gap:22px;align-items:center;flex-wrap:wrap}
.badge-rera{background:var(--cream);color:var(--teal-dd);padding:3px 10px;border-radius:999px;font-weight:600;font-size:12px}
.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(12px);border-bottom:1px solid transparent;transition:.3s}
.header.scrolled{border-color:var(--line);box-shadow:0 8px 24px -16px rgba(0,0,0,.25)}
.nav{display:flex;align-items:center;justify-content:space-between;height:78px;gap:20px}
.brand{display:flex;align-items:center;gap:12px}
.brand img{width:54px;height:54px;border-radius:12px;object-fit:cover;transition:.4s}
.brand:hover img{transform:rotate(-6deg) scale(1.05)}
.brand b{font:700 20px/1 'Poppins',sans-serif;color:var(--teal-dd);display:block}
.brand small{font-size:12px;color:var(--grey);font-style:italic}
.menu{display:flex;align-items:center;gap:4px}
.menu>li{position:relative}
.menu>li>a{display:flex;align-items:center;gap:4px;padding:10px 14px;border-radius:999px;font:500 15px/1 'Poppins',sans-serif;color:var(--ink);transition:.25s}
.menu>li>a:hover,.menu>li>a.active{color:var(--teal-d);background:var(--teal-l)}
.menu svg.chev{width:14px;height:14px;transition:.3s}
.dropdown{position:absolute;top:calc(100% + 10px);left:50%;transform:translate(-50%,10px);background:#fff;border-radius:var(--r);box-shadow:var(--shadow-lg);padding:10px;width:290px;opacity:0;visibility:hidden;transition:.3s var(--ease);border:1px solid var(--line)}
.dropdown::before{content:"";position:absolute;top:-12px;left:0;right:0;height:12px}
.has-dd:hover .dropdown,.has-dd:focus-within .dropdown{opacity:1;visibility:visible;transform:translate(-50%,0)}
.has-dd:hover svg.chev{transform:rotate(180deg)}
.dropdown a{display:flex;gap:12px;align-items:center;padding:10px 12px;border-radius:var(--r-sm);font-size:14.5px;transition:.2s}
.dropdown a:hover{background:var(--teal-l);transform:translateX(4px)}
.dropdown a span.ic{width:34px;height:34px;border-radius:10px;background:var(--teal-l);color:var(--teal-d);display:grid;place-items:center;flex:none}
.dropdown a:hover span.ic{background:var(--teal);color:#fff}
.dropdown a span.ic svg{width:18px;height:18px}
.dropdown a b{display:block;font-weight:600;font-family:'Poppins',sans-serif;font-size:14px;color:var(--teal-dd)}
.dropdown a small{color:var(--muted);font-size:12.5px}
.nav-cta{display:flex;gap:10px;align-items:center}
.burger{display:none;width:46px;height:46px;border-radius:12px;border:1px solid var(--line);background:#fff;cursor:pointer;place-items:center}
.burger span{display:block;width:20px;height:2px;background:var(--teal-dd);margin:4px auto;transition:.3s}
.burger.open span:nth-child(1){transform:translateY(6px) rotate(45deg)}
.burger.open span:nth-child(2){opacity:0}
.burger.open span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
.progress{position:fixed;top:0;left:0;height:3px;background:linear-gradient(90deg,var(--teal),var(--cream));z-index:100;width:0}

/* Hero slider */
.hero{position:relative;height:min(88vh,760px);min-height:560px;overflow:hidden;background:var(--teal-dd);padding:0}
.slide{position:absolute;inset:0;opacity:0;transition:opacity 1.1s ease;display:flex;align-items:center}
.slide.active{opacity:1;z-index:1}
.slide .bg{position:absolute;inset:0;background-size:cover;background-position:center;transform:scale(1.12);transition:transform 7s linear}
.slide.active .bg{transform:scale(1)}
.slide::after{content:"";position:absolute;inset:0;background:linear-gradient(95deg,rgba(9,40,42,.92) 0%,rgba(14,59,61,.78) 42%,rgba(14,59,61,.2) 100%)}
.slide .container{position:relative;z-index:2}
.slide-txt{max-width:640px;color:#E6F2F1}
.slide-txt>*{opacity:0;transform:translateY(30px);transition:.8s var(--ease)}
.slide.active .slide-txt>*{opacity:1;transform:none}
.slide.active .slide-txt>*:nth-child(2){transition-delay:.15s}
.slide.active .slide-txt>*:nth-child(3){transition-delay:.3s}
.slide.active .slide-txt>*:nth-child(4){transition-delay:.45s}
.slide-tag{display:inline-flex;gap:8px;align-items:center;background:rgba(249,247,207,.15);border:1px solid rgba(249,247,207,.4);color:var(--cream);padding:7px 14px;border-radius:999px;font-size:13.5px;font-weight:600;margin-bottom:22px}
.slide-tag i{width:8px;height:8px;border-radius:50%;background:var(--cream);animation:pulse 1.8s infinite}
.slide h1,.slide h2{color:#fff;font-size:clamp(34px,5.2vw,62px);font-weight:700;margin-bottom:20px;letter-spacing:-.01em}
.slide h1 em,.slide h2 em{font-style:normal;color:var(--cream)}
.slide p{font-size:clamp(16px,1.6vw,19px);margin-bottom:32px;color:#D3E8E6;max-width:560px}
.hero-ctrl{position:absolute;bottom:84px;left:0;right:0;z-index:5}
.hero-ctrl .container{display:flex;justify-content:space-between;align-items:center}
.dots{display:flex;gap:10px}
.dots button{width:12px;height:12px;border-radius:999px;border:0;background:rgba(255,255,255,.4);cursor:pointer;transition:.4s}
.dots button.active{width:40px;background:var(--cream)}
.arrows{display:flex;gap:10px}
.arrows button{width:50px;height:50px;border-radius:50%;border:1px solid rgba(255,255,255,.5);background:rgba(255,255,255,.08);color:#fff;cursor:pointer;display:grid;place-items:center;transition:.3s}
.arrows button:hover{background:var(--cream);color:var(--teal-dd)}
.arrows svg{width:20px;height:20px}

/* Page hero */
.page-hero{padding:110px 0 90px;background:var(--teal-dd);color:#D3E8E6;overflow:hidden}
.page-hero .bg{position:absolute;inset:0;background-size:cover;background-position:center;opacity:.28;transform:scale(1.05);animation:zoom 18s ease-in-out infinite alternate}
.page-hero::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(9,40,42,.95),rgba(14,59,61,.6))}
.page-hero .container{position:relative;z-index:2}
.page-hero h1{color:#fff;font-size:clamp(32px,4.6vw,54px);max-width:820px;margin-bottom:16px}
.page-hero h1 em{font-style:normal;color:var(--cream)}
.page-hero p{max-width:640px;font-size:18px}
.crumbs{display:flex;gap:8px;font-size:14px;margin-bottom:18px;color:var(--cream);opacity:.85}
.crumbs a:hover{text-decoration:underline}
.page-hero .btn-row{margin-top:28px}

/* Stats */
.stats{margin-top:-60px;position:relative;z-index:6;padding:0}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:var(--r);box-shadow:var(--shadow-lg);overflow:hidden}
.stat{padding:30px 24px;text-align:center;border-right:1px solid var(--line);transition:.3s}
.stat:last-child{border:0}
.stat:hover{background:var(--teal-l)}
.stat b{display:block;font:700 clamp(30px,3.4vw,42px)/1 'Poppins',sans-serif;color:var(--teal)}
.stat span{color:var(--muted);font-size:14.5px;margin-top:8px;display:block}

/* Split layouts */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split.rev>.split-media{order:2}
.split-media{position:relative}
.split-media img{border-radius:var(--r);box-shadow:var(--shadow-lg);width:100%;aspect-ratio:4/3;object-fit:cover}
.split-media .float-card{position:absolute;bottom:-26px;right:-18px;background:#fff;border-radius:var(--r-sm);box-shadow:var(--shadow-lg);padding:16px 20px;display:flex;gap:12px;align-items:center;animation:float 6s ease-in-out infinite}
.split-media .float-card .ic{width:44px;height:44px;border-radius:12px;background:var(--cream);color:var(--teal-d);display:grid;place-items:center}
.split-media .float-card b{font-family:'Poppins',sans-serif;color:var(--teal-dd);display:block}
.split-media .float-card small{color:var(--muted)}
.split-media::before{content:"";position:absolute;inset:24px -24px -24px 24px;border:2px dashed rgba(53,153,153,.4);border-radius:var(--r);z-index:-1}
.split h2{font-size:clamp(28px,3.4vw,40px);margin-bottom:18px}
.split p{color:var(--muted);margin-bottom:16px}
.ticks{display:grid;gap:12px;margin:22px 0 28px}
.ticks li{display:flex;gap:12px;align-items:flex-start}
.ticks li::before{content:"";flex:none;width:24px;height:24px;border-radius:50%;margin-top:1px;background:var(--teal) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/14px no-repeat}
.sec-teal .ticks li::before{background-color:var(--cream);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230E3B3D' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E")}

/* Cards */
.grid{display:grid;gap:26px}
.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}.g5{grid-template-columns:repeat(5,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:32px 28px;transition:.45s var(--ease);position:relative;overflow:hidden}
.card::before{content:"";position:absolute;left:0;top:0;height:4px;width:0;background:linear-gradient(90deg,var(--teal),var(--cream));transition:.5s var(--ease)}
.card:hover{transform:translateY(-8px);box-shadow:var(--shadow-lg);border-color:transparent}
.card:hover::before{width:100%}
.card .ic{width:62px;height:62px;border-radius:18px;background:var(--teal-l);color:var(--teal-d);display:grid;place-items:center;margin-bottom:22px;transition:.5s var(--ease)}
.card .ic svg{width:30px;height:30px}
.card:hover .ic{background:var(--teal);color:#fff;transform:rotate(-8deg) scale(1.06)}
.card h3{font-size:20px;margin-bottom:10px}
.card p{color:var(--muted);font-size:15px}
.card .tag{display:inline-block;font-size:12px;font-weight:600;color:var(--teal-d);background:var(--cream);padding:4px 10px;border-radius:999px;margin-bottom:12px}
.card .more{display:inline-flex;align-items:center;gap:6px;margin-top:18px;font:600 14.5px 'Poppins',sans-serif;color:var(--teal-d)}
.card .more svg{width:16px;height:16px;transition:.3s}
.card:hover .more svg{transform:translateX(5px)}
.card .num{position:absolute;right:22px;top:16px;font:800 54px/1 'Poppins',sans-serif;color:var(--teal-l);transition:.4s}
.card:hover .num{color:var(--cream)}
.card.center{text-align:center}.card.center .ic{margin-inline:auto}
.sec-teal .card{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14);color:#D3E8E6}
.sec-teal .card p{color:#C2DCD9}
.sec-teal .card .ic{background:rgba(249,247,207,.14);color:var(--cream)}
.sec-teal .card:hover{background:rgba(255,255,255,.1)}
.sec-teal .card:hover .ic{background:var(--cream);color:var(--teal-dd)}

/* Image service cards */
.svc{border-radius:var(--r);overflow:hidden;background:#fff;box-shadow:var(--shadow);transition:.5s var(--ease);display:flex;flex-direction:column}
.svc:hover{transform:translateY(-10px);box-shadow:var(--shadow-lg)}
.svc .im{position:relative;aspect-ratio:16/10;overflow:hidden}
.svc .im img{width:100%;height:100%;object-fit:cover;transition:1s var(--ease)}
.svc:hover .im img{transform:scale(1.1)}
.svc .im .ic{position:absolute;left:20px;bottom:-26px;width:56px;height:56px;border-radius:16px;background:var(--teal);color:#fff;display:grid;place-items:center;box-shadow:var(--shadow);z-index:2;transition:.5s}
.svc:hover .im .ic{transform:rotate(-10deg);background:var(--teal-dd)}
.svc .im .ic svg{width:26px;height:26px}
.svc .bd{padding:40px 24px 26px;flex:1;display:flex;flex-direction:column}
.svc h3{font-size:19px;margin-bottom:6px}
.svc .sub{font-size:13px;color:var(--teal);font-weight:600;margin-bottom:10px}
.svc p{color:var(--muted);font-size:15px;flex:1}
.svc .more{display:inline-flex;align-items:center;gap:6px;margin-top:16px;font:600 14.5px 'Poppins',sans-serif;color:var(--teal-d)}
.svc .more svg{width:16px;height:16px;transition:.3s}
.svc:hover .more svg{transform:translateX(5px)}

/* Loan tiles */
.loan-tile{border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow);transition:.5s var(--ease);background:#fff;cursor:pointer;position:relative}
.loan-tile img{width:100%;transition:.6s var(--ease)}
.loan-tile:hover{transform:translateY(-8px) rotate(-1deg);box-shadow:var(--shadow-lg)}
.loan-tile:hover img{transform:scale(1.05)}
.loan-tile .ov{position:absolute;inset:0;background:rgba(14,59,61,.88);color:#fff;display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center;padding:20px;opacity:0;transition:.4s}
.loan-tile:hover .ov{opacity:1}
.loan-tile .ov b{font-family:'Poppins',sans-serif;font-size:18px;margin-bottom:12px}

/* Steps / timeline */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:26px;counter-reset:s;position:relative}
.steps::before{content:"";position:absolute;top:36px;left:12%;right:12%;height:2px;background:repeating-linear-gradient(90deg,var(--teal) 0 10px,transparent 10px 18px);opacity:.5}
.step{text-align:center;position:relative}
.step .n{width:72px;height:72px;border-radius:50%;background:#fff;border:2px solid var(--teal);display:grid;place-items:center;margin:0 auto 18px;font:700 24px 'Poppins',sans-serif;color:var(--teal);transition:.4s;position:relative;z-index:1}
.step:hover .n{background:var(--teal);color:#fff;transform:scale(1.1)}
.sec-teal .step .n{background:var(--teal-dd);border-color:var(--cream);color:var(--cream)}
.sec-teal .step:hover .n{background:var(--cream);color:var(--teal-dd)}
.step h3{font-size:18px;margin-bottom:6px}
.step p{color:var(--muted);font-size:14.5px}
.sec-teal .step p{color:#C2DCD9}

/* Tabs */
.tabs{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-bottom:36px}
.tab{padding:12px 22px;border-radius:999px;border:1px solid var(--line);background:#fff;font:600 14.5px 'Poppins',sans-serif;color:var(--teal-dd);cursor:pointer;transition:.3s;display:inline-flex;gap:8px;align-items:center}
.tab svg{width:18px;height:18px}
.tab:hover{border-color:var(--teal)}
.tab.active{background:var(--teal);color:#fff;border-color:var(--teal);box-shadow:0 10px 24px -12px rgba(53,153,153,.9)}
.pane{display:none;animation:fadeUp .6s var(--ease)}
.pane.active{display:block}
.fund{display:grid;grid-template-columns:1.1fr 1fr;gap:40px;align-items:center;background:#fff;border-radius:var(--r);padding:44px;box-shadow:var(--shadow)}
.fund h3{font-size:28px;margin-bottom:12px}
.fund p{color:var(--muted);font-size:16.5px}

/* Quote / CEO */
.quote{font:500 clamp(20px,2.4vw,28px)/1.5 'Poppins',sans-serif;color:var(--teal-dd);position:relative;padding-left:28px;border-left:4px solid var(--teal)}
.sec-teal .quote{color:#fff;border-color:var(--cream)}
.quote cite{display:block;margin-top:16px;font:500 15px 'Inter';font-style:normal;color:var(--teal)}
.sec-teal .quote cite{color:var(--cream)}
.ceo-photo{position:relative;max-width:440px;margin:auto}
.ceo-photo img{border-radius:50% 50% var(--r) var(--r);aspect-ratio:4/5;object-fit:cover;width:100%;box-shadow:var(--shadow-lg)}
.ceo-photo::before{content:"";position:absolute;inset:-14px;border-radius:50% 50% 26px 26px;border:2px solid var(--teal);opacity:.35;animation:float 7s ease-in-out infinite}
.person{text-align:center}
.person .ph{width:170px;height:170px;margin:0 auto 18px;border-radius:50%;padding:6px;background:conic-gradient(var(--teal),var(--cream),var(--teal));transition:.6s}
.person:hover .ph{transform:rotate(8deg) scale(1.04)}
.person .ph img{width:100%;height:100%;border-radius:50%;object-fit:cover;border:4px solid #fff}
.person h3{font-size:20px}
.person .role{color:var(--teal);font-weight:600;font-size:14px;margin:4px 0 10px}
.person p{color:var(--muted);font-size:14.5px}

/* Timeline */
.tl{position:relative;max-width:900px;margin:auto}
.tl::before{content:"";position:absolute;left:50%;top:0;bottom:0;width:2px;background:linear-gradient(var(--teal),var(--cream));transform:translateX(-1px)}
.tl-item{display:grid;grid-template-columns:1fr 1fr;gap:60px;margin-bottom:50px;position:relative;align-items:center}
.tl-item::before{content:"";position:absolute;left:50%;top:50%;width:20px;height:20px;border-radius:50%;background:var(--teal);border:4px solid var(--cream);transform:translate(-50%,-50%);box-shadow:0 0 0 6px rgba(53,153,153,.15)}
.tl-item img{border-radius:var(--r);box-shadow:var(--shadow);aspect-ratio:16/10;object-fit:cover;width:100%}
.tl-item:nth-child(even) .tl-media{order:2}
.tl-item h3{font-size:21px;margin-bottom:8px}
.tl-item p{color:var(--muted)}
.tl-item .when{color:var(--teal);font-weight:600;font-size:13.5px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:6px;display:block}

/* Gallery / masonry */
.masonry{columns:3 280px;column-gap:20px}
.masonry figure{break-inside:avoid;margin-bottom:20px;border-radius:var(--r);overflow:hidden;position:relative;cursor:zoom-in;box-shadow:var(--shadow);background:#fff}
.masonry img{width:100%;transition:.7s var(--ease)}
.masonry figure:hover img{transform:scale(1.06)}
.masonry figcaption{position:absolute;left:0;right:0;bottom:0;padding:40px 18px 16px;background:linear-gradient(transparent,rgba(9,40,42,.9));color:#fff;font:500 14.5px 'Poppins',sans-serif;transform:translateY(100%);transition:.4s}
.masonry figure:hover figcaption{transform:none}
.lightbox{position:fixed;inset:0;background:rgba(6,25,26,.94);z-index:200;display:none;align-items:center;justify-content:center;padding:30px}
.lightbox.open{display:flex;animation:fadeIn .3s}
.lightbox img{max-height:86vh;max-width:92vw;border-radius:12px;box-shadow:0 30px 80px rgba(0,0,0,.5);animation:zoomIn .4s var(--ease)}
.lightbox p{position:absolute;bottom:22px;left:0;right:0;text-align:center;color:#fff;font-family:'Poppins',sans-serif}
.lb-btn{position:absolute;width:52px;height:52px;border-radius:50%;border:0;background:rgba(255,255,255,.12);color:#fff;cursor:pointer;display:grid;place-items:center;transition:.3s}
.lb-btn:hover{background:var(--cream);color:var(--teal-dd)}
.lb-btn svg{width:22px;height:22px}
.lb-close{top:20px;right:20px}.lb-prev{left:20px;top:50%}.lb-next{right:20px;top:50%}

/* Marquee */
.marquee{overflow:hidden;mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee-track{display:flex;gap:22px;width:max-content;animation:marquee 40s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
.marquee-track a{width:240px;height:300px;border-radius:var(--r);overflow:hidden;flex:none;box-shadow:var(--shadow);background:#fff;transition:.4s}
.marquee-track a:hover{transform:translateY(-6px) scale(1.02)}
.marquee-track img{width:100%;height:100%;object-fit:cover;object-position:top}

/* Reviews */
.reviews{position:relative;max-width:820px;margin:auto}
.rv-track{display:flex;transition:transform .7s var(--ease)}
.rv{min-width:100%;padding:10px}
.rv-card{background:#fff;border-radius:var(--r);padding:40px;box-shadow:var(--shadow);text-align:center;position:relative}
.rv-card .q{position:absolute;top:-22px;left:50%;transform:translateX(-50%);width:48px;height:48px;border-radius:50%;background:var(--teal);color:#fff;display:grid;place-items:center;font:700 32px/1 Georgia,serif;padding-top:10px}
.stars{color:#F4B400;font-size:20px;letter-spacing:3px;margin-bottom:14px}
.rv-card p{font-size:18px;color:var(--ink);margin-bottom:22px}
.rv-who{display:flex;gap:12px;align-items:center;justify-content:center}
.rv-who .av{width:46px;height:46px;border-radius:50%;background:var(--teal-l);color:var(--teal-d);display:grid;place-items:center;font:700 18px 'Poppins',sans-serif}
.rv-who b{display:block;text-align:left;font-family:'Poppins',sans-serif;color:var(--teal-dd)}
.rv-who small{color:var(--muted)}
.rv-nav{display:flex;justify-content:center;gap:10px;margin-top:22px}
.rv-nav button{width:12px;height:12px;border-radius:999px;border:0;background:#C9D9D8;cursor:pointer;transition:.3s}
.rv-nav button.active{width:34px;background:var(--teal)}
.g-badge{display:inline-flex;gap:14px;align-items:center;background:#fff;border-radius:var(--r);padding:16px 22px;box-shadow:var(--shadow)}
.g-badge .g{font:700 30px 'Poppins',sans-serif;background:conic-gradient(#4285F4 0 25%,#34A853 0 50%,#FBBC05 0 75%,#EA4335 0);-webkit-background-clip:text;background-clip:text;color:transparent}
.g-badge b{font-family:'Poppins',sans-serif;color:var(--teal-dd)}

/* CTA band */
.cta-band{border-radius:28px;padding:60px;background:linear-gradient(120deg,var(--teal-d),var(--teal));color:#fff;display:grid;grid-template-columns:1.4fr auto;gap:30px;align-items:center;position:relative;overflow:hidden}
.cta-band::before,.cta-band::after{content:"";position:absolute;border-radius:50%;border:2px solid rgba(249,247,207,.25)}
.cta-band::before{width:320px;height:320px;right:-80px;top:-120px;animation:float 8s ease-in-out infinite}
.cta-band::after{width:180px;height:180px;left:40%;bottom:-110px;animation:float 6s ease-in-out infinite reverse}
.cta-band h2{color:#fff;font-size:clamp(26px,3vw,36px);margin-bottom:10px}
.cta-band p{color:#E0F0EE;font-size:17px}
.cta-band .btn-row{position:relative;z-index:1}

/* Forms */
.form-wrap{display:grid;grid-template-columns:1fr 1.2fr;gap:50px;align-items:start}
.form{background:#fff;border-radius:24px;padding:38px;box-shadow:var(--shadow-lg);border-top:5px solid var(--teal)}
.form h3{font-size:24px;margin-bottom:6px}
.form>p{color:var(--muted);margin-bottom:22px;font-size:15px}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.fgrid .full{grid-column:1/-1}
.field{position:relative}
.field input,.field select,.field textarea{width:100%;padding:20px 16px 8px;border:1.5px solid var(--line);border-radius:12px;font:15px 'Inter';background:#FBFDFD;transition:.25s;color:var(--ink)}
.field textarea{min-height:110px;resize:vertical}
.field select{padding:14px 16px}
.field label{position:absolute;left:16px;top:15px;color:var(--muted);font-size:15px;pointer-events:none;transition:.2s}
.field input:focus,.field textarea:focus,.field select:focus{outline:0;border-color:var(--teal);background:#fff;box-shadow:0 0 0 4px rgba(53,153,153,.12)}
.field input:focus+label,.field input:not(:placeholder-shown)+label,.field textarea:focus+label,.field textarea:not(:placeholder-shown)+label{top:6px;font-size:11.5px;color:var(--teal);font-weight:600}
.form .btn{width:100%;justify-content:center;margin-top:18px}
.form .note{font-size:13px;color:var(--muted);margin-top:12px;text-align:center}
.contact-list{display:grid;gap:16px}
.contact-list a,.contact-list div.ci{display:flex;gap:16px;align-items:center;background:#fff;padding:18px 20px;border-radius:var(--r-sm);box-shadow:var(--shadow);transition:.35s}
.contact-list a:hover{transform:translateX(8px)}
.contact-list .ic{width:50px;height:50px;border-radius:14px;background:var(--teal-l);color:var(--teal-d);display:grid;place-items:center;flex:none}
.contact-list .ic svg{width:24px;height:24px}
.contact-list b{display:block;font-family:'Poppins',sans-serif;color:var(--teal-dd)}
.contact-list small{color:var(--muted)}
.map{border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow);height:380px;border:0;width:100%}

.pill-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.pill{background:var(--teal-l);color:var(--teal-dd);padding:8px 14px;border-radius:999px;font-weight:600;font-size:14px;display:inline-flex;gap:8px;align-items:center}
.sec-teal .pill{background:rgba(249,247,207,.15);color:var(--cream)}
.pill svg{width:16px;height:16px}

/* Footer */
.footer{background:#0A2F31;color:#B5CFCC;padding:80px 0 0;position:relative}
.footer::before{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--teal),var(--cream),var(--teal))}
.f-grid{display:grid;grid-template-columns:1.4fr 1fr 1.1fr 1.3fr;gap:40px}
.footer h4{color:#fff;font-size:17px;margin-bottom:20px}
.footer .brand b{color:#fff}
.footer .brand small{color:var(--cream)}
.footer p{font-size:14.5px;margin:18px 0}
.f-links li{margin-bottom:10px}
.f-links a{font-size:14.5px;transition:.25s;display:inline-flex;gap:6px;align-items:center}
.f-links a:hover{color:var(--cream);transform:translateX(5px)}
.f-contact li{display:flex;gap:10px;margin-bottom:14px;font-size:14.5px}
.f-contact svg{width:18px;height:18px;color:var(--cream);flex:none;margin-top:3px}
.f-contact a:hover{color:var(--cream)}
.social{display:flex;gap:10px}
.social a{width:40px;height:40px;border-radius:50%;background:rgba(255,255,255,.08);display:grid;place-items:center;transition:.3s}
.social a:hover{background:var(--cream);color:var(--teal-dd);transform:translateY(-4px)}
.social svg{width:18px;height:18px}
.f-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:60px;padding:22px 0;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:13.5px}

/* Floating buttons */
.fab{position:fixed;right:22px;bottom:22px;z-index:60;display:flex;flex-direction:column;gap:12px}
.fab a,.fab button{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;color:#fff;box-shadow:0 12px 26px -8px rgba(0,0,0,.4);transition:.3s;border:0;cursor:pointer}
.fab a:hover,.fab button:hover{transform:scale(1.1)}
.fab svg{width:26px;height:26px}
.fab .wa{background:var(--wa);animation:ring 2.4s infinite}
.fab .call{background:var(--teal)}
.fab .top{background:var(--teal-dd);opacity:0;pointer-events:none;width:46px;height:46px;margin-left:5px}
.fab .top.show{opacity:1;pointer-events:auto}

/* Reveal animations */
.reveal{opacity:0;transform:translateY(40px);transition:opacity .9s var(--ease),transform .9s var(--ease)}
.reveal.left{transform:translateX(-50px)}.reveal.right{transform:translateX(50px)}.reveal.zoom{transform:scale(.9)}
.reveal.in{opacity:1;transform:none}
.d1{transition-delay:.1s!important}.d2{transition-delay:.2s!important}.d3{transition-delay:.3s!important}.d4{transition-delay:.4s!important}.d5{transition-delay:.5s!important}.d6{transition-delay:.6s!important}

@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-16px)}}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(249,247,207,.7)}100%{box-shadow:0 0 0 12px rgba(249,247,207,0)}}
@keyframes ring{0%{box-shadow:0 0 0 0 rgba(37,211,102,.6)}70%{box-shadow:0 0 0 18px rgba(37,211,102,0)}100%{box-shadow:0 0 0 0 rgba(37,211,102,0)}}
@keyframes marquee{to{transform:translateX(-50%)}}
@keyframes zoom{to{transform:scale(1.18)}}
@keyframes fadeUp{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:none}}
@keyframes fadeIn{from{opacity:0}to{opacity:1}}
@keyframes zoomIn{from{transform:scale(.85);opacity:0}to{transform:none;opacity:1}}

/* Responsive */
@media (max-width:1080px){
  .header{backdrop-filter:none;background:#fff}
  .menu{position:fixed;inset:0 0 0 auto;width:min(360px,88vw);visibility:hidden;background:#fff;flex-direction:column;align-items:stretch;padding:100px 20px 30px;gap:2px;transform:translateX(100%);transition:.45s var(--ease);box-shadow:var(--shadow-lg);overflow-y:auto;z-index:-1}
  .menu.open{transform:none;visibility:visible}
  .menu>li>a{padding:14px 16px;font-size:16px;border-radius:12px}
  .dropdown{position:static;transform:none!important;opacity:1;visibility:visible;box-shadow:none;width:auto;border:0;padding:0 0 0 10px;display:none}
  .has-dd.open .dropdown{display:block}
  .burger{display:grid}
  .nav-cta .btn{display:none}
  .g4,.g5{grid-template-columns:repeat(2,1fr)}
  .f-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:860px){
  section{padding:70px 0}
  .split,.form-wrap,.fund,.cta-band{grid-template-columns:1fr}
  .split.rev>.split-media{order:0}
  .split{gap:50px}
  .g3{grid-template-columns:1fr 1fr}
  .stats-grid{grid-template-columns:1fr 1fr}
  .stat:nth-child(2){border-right:0}.stat:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .steps{grid-template-columns:1fr 1fr;row-gap:40px}.steps::before{display:none}
  .tl::before{left:12px}.tl-item{grid-template-columns:1fr;gap:16px;padding-left:40px}.tl-item::before{left:12px;top:20px}.tl-item:nth-child(even) .tl-media{order:0}
  .cta-band{padding:40px 28px}
  .topbar .tb-left a:not(:first-child){display:none}
  .fund{padding:28px}

}
@media (max-width:560px){
  .g2,.g3,.g4,.g5,.fgrid,.f-grid{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .hero{min-height:620px}
  .arrows{display:none}
  .brand small{display:none}
  .topbar .tb-right .badge-rera{display:none}
  .form{padding:26px 20px}
  .split-media .float-card{right:8px}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.reveal{opacity:1;transform:none}}

/* Privacy policy page */
.privacy-doc{max-width:820px}
.privacy-doc h2{font-size:24px;margin:34px 0 10px}
.privacy-doc p,.privacy-doc li{color:var(--muted);font-size:16px}
.privacy-doc ul{list-style:disc;padding-left:22px;display:grid;gap:6px;margin:8px 0 12px}
.privacy-doc a{color:var(--teal-d);text-decoration:underline;text-underline-offset:2px}
.pv-updated{font-size:14px!important;color:var(--teal)!important;font-weight:600}
.f-bottom a{color:var(--cream);text-decoration:underline;text-underline-offset:2px}

/* "*" terms-and-conditions marker (home stats) */
.tc{font-size:.8em;color:var(--teal);margin-left:2px;cursor:help;vertical-align:super;line-height:0}
/* the T&C star in light text on dark backgrounds */
.bcard .tc,.page-hero .tc,.s360-orb .tc,.sec-teal .tc{color:var(--cream)}

/* Footer office addresses + two maps on the Contact page */
.f-contact .f-addr span{display:block}
.f-contact .f-addr b{display:block;color:#fff;font-family:'Poppins',sans-serif;font-size:13.5px;margin-bottom:2px}
.f-contact .f-addr a:hover{color:var(--cream)}
.map-pair{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.map-pair figure{margin:0}
.map-pair figcaption{font:600 15px 'Poppins',sans-serif;color:var(--teal-dd);margin-bottom:10px}
@media (max-width:760px){.map-pair{grid-template-columns:minmax(0,1fr)}}

/* Loan photos: name bar along the bottom of each tile */
.loan-tile img{aspect-ratio:600/586;object-fit:cover}
.loan-tile .lt-name{position:absolute;left:0;right:0;bottom:0;padding:12px 14px;background:rgba(31,115,116,.92);color:#fff;font:600 17px/1.2 'Poppins',sans-serif;text-align:center}

/* Credit line under newspaper clippings */
.press-credit{margin-top:14px;font-size:12.5px;line-height:1.5;color:var(--muted);text-align:center}